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Terms & Conditions

Before you use the website of Cheap Car Insurance, do well to read through the Terms of Use. Proceeding to use the site connotes that you have accepted to comply by the rules- which may be altered without notice, at any point in time. So, do not use the site if you do not comply with the Terms of Use. You can refer this page for the latest developments.

Permitted Use

Every content on the website is accessible for personal, non-commercial and legal use only. Thus, no competing firm or non-consumer arbiter is allowed to use the site.

Also, unless stated clearly by the law, without our acknowledgement and approval, you are prohibited from posting, sending or distributing whatever you obtain from the site. You are also not allowed to systematically derive and retrieve content from the website.


Unless it is expressly stated otherwise, all content contained in the site, including the Cheap Car Insurance emblem and certain other trademarks, all belong exclusively to Cheap Car Insurance, and may also extend to its partners and are secured by the global copyright laws. You are permitted to use the materials derived from the site only within the confines of the 'allowed purposes' outlined in the Terms of Use. Ensure that the below-stated copyright notice reflects on all that you download or print from the site: "Cheap Car Insurance. All rights reserved. All other forms of use are prohibited."

What we offer

All the content available on the site are for the purpose of general reference; thus, they may not totally encapsulate the entire scope of the terms and conditions applicable to all the products and facilities of Cheap Car Insurance. The insurance policies granted have a major say on the coverages; and the availability of these coverages may differ based on state and individual situations; and your state may also require extra limits for minimum coverage. Also, everything offered on the site, especially the products and facilities, are exclusively available only in the territories where Cheap Car Insurance has been adequately licensed.

Security and Passcodes

We highly esteem and safeguard your information and security. Kindly go through the Privacy Policy to see vital information pertaining to your usage of this site. A 'User ID' is required to access certain secured sections of the site. You cannot use those sections without being authorized. You will agree to be obliged to notify Cheap Car Insurance if at any point, you believe or suspect that your User ID and/or password has been compromised, or if you believe that your account may be intruded into. In your best interest, if Cheap Car Insurance suspects or ascertains that such intrusion may possibly occur or has already happened, your access may be truncated without notifying you. All is done for your safety. You will also accept that Cheap Car Insurance is allowed to process all data and instructions emanating from your User ID and password, and to see all such instructions as licensed by you.

Websites of Third-Parties

Occasionally, you may find links to other third-party sites; and sometimes, such sites have links back to the site. It is worthy to note, that these links are only made available to grant the user a quicker means to get relevant information, based on the sole discretion; and as such, they do not stand as endorsements from Cheap Car Insurance. Such sites are managed by their respective bodies- which are entirely responsible for whatsoever content found in them. In addition, Cheap Car Insurance does not ascertain the authenticity or accuracy of the information disclosed on third-party sites, neither does it provide any warranty on the content provided. Thus, it is imperative and also advisable to read through the privacy policy of third-party websites before using them.


All content, information and products derived directly from the site or it's third-party affiliations are made available without any form of warranty, either directly or indirectly. This implies that all warranties, in whatsoever form they may appear- whether as warranty of title, or as guaranty of merchantability, or even as non-infringements- are emphatically disclaimed by Cheap Car Insurance. Also, Cheap Car Insurance does not guarantee that there will be no errors or truncations in the operation of the website. It also does not assure that the defects will be amended, and it does not guarantee total freedom from viruses and other harmful phenomena that may be contacted via interfacing with the site or its server. In addition, Cheap Car Insurance does not guarantee that you will be eligible to partake of the services and products on offer. Also, Cheap Car Insurance does not assure that the content available on the site will be accurate at every point in time; and the availability of the products and other services offered on the site is not guaranteed in places outside of the United States, or in territories where Cheap Car Insurance is not endorsed. However, if you happen to be in a state where disclaimers on implied guarantees are not permitted, then the disclaimer discussed above- or a part of it- may not be applicable to you.

Limitation of Liability

On no account, shall Cheap Car Insurance be held liable for losses, damages, or whatsoever claim- whether direct or indirect, accidental or intended; or whether such occurrences arise as a result of negligence, or whatever reason. Even in cases where Cheap Car Insurance may have been previously informed of the probability of such incidences occurring- maybe as a result of:

(i.)The site itself, content displayed on the site, and the inability to make use of the site; (ii.) Any third-party website, contents contained there-in; or the inability to make use of any such site; (iii.) Any damage, error, interference, omission, or PC virus; or (iv.)Unless due to intended actions or gross negligence on the part of Cheap Car Insurance, the unlicensed amendment of or entryinto your communications or peculiar information.

If you happen to be in a state where the limitation of responsibility for specific damages is not allowed, it is apparent that the limitation of liability described above- or a part of it- is not applicable to you. Nevertheless, you also agree in any circumstance that the responsibility towards you with respect to any damages, injuries, losses or claims of all kinds will be restricted to the amount paid by you to gain entry into the website.

Authority, Enforceability and Cessation

It is worthy to note, that these Terms of Use, as well as your usage of the website, are entirely controlled and subject to the laws of the Californian state, without inducingany codes of contradiction of law. In addition, any conflict pertaining to the website, or the stipulated Terms of Use, shall be made subject to the special venue of a law court of fit authority in San Francisco County, in California.

If it then happens that the Court of Appropriate Authority deems any part or clause of the Terms of Use to be not ideal or unworthy of enforcement, then such clause shall be extractable from the whole, and will not influence the authenticity and enforceability of other remaining clauses. Also, note that te Terms of Use are valid until truncated by either of the parties involved. You may truncate the Terms of Use without prior notice to Cheap Car Insurance by simply stopping all usage of the information found on the website, and also getting rid of all the products and materials you have obtained from the website. At any point in time, if we observe and confirm that any term or condition in the Terms of Use has been violated, Cheap Car Insurance may also truncate the Terms of Use, and/or certain products and facilities offered to you without prior notice. When this happens, you should stop using the information found on the site, and also you must get rid of any material you may have obtained from the site in times past.

Cheap Car Insurance also has the right to truncate the site- or a part of it- at any point in time, of course, without prior notice. The items discussed above are properly covered in these Terms of Use.

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