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Cheap Auto Insurance California


Important California Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 15,000/30,000 100,000/300,000
Property Damage Liability 5,000 100,000
Uninsured Motorist Bodily Injury Not required 20,000/40,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 250 deductible

Highway Safety Laws

Aggressive Driving Yes
Cell Phones and Texting Laws Yes
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 6 months

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 65 mph
Other Limited-Access 70 mph

Important California Contacts

California Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State California Website

California Department of Insurance

How to contact directly:

California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013

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