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Cheap Auto Insurance Hawaii

Important Hawaii Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 20,000/40,000 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury Not required 20,000/40,000
Medical Payments Not required 2,000
Collision Not required 250 deductible
Comprehensive Not required 1,000 deductible

Highway Safety Laws

Aggressive Driving No
Cell Phones and Texting Laws Yes
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 3 months

Speed Limits and Cell Phone Use

Rural Interstate 60 mph
Urban Interstate 60 mph
Other Limited-Access 55 mph

Important Hawaii Contacts

Official State Hawaii Website

Hawaii Department of Insurance

How to contact directly:

Hawaii Insurance Div.
King Kalakaua Building
335 Merchant Street, Rm. 213
Honolulu, Hawaii 96813
Phone: 1-808-586-2790

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