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Cheap Auto Insurance Indiana

Important Indiana Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 25,000/50,000 100,000/300,000
Property Damage Liability 10,000 100,000
Uninsured Motorist Bodily Injury Not required 100,000/300,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 0 deductible

Additional Indiana Auto Insurance Laws and Requirements

Aggressive Driving Yes
Cell Phones and Texting Laws Novice Drivers (21 and younger), all-driver texting ban
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 180 days

Speed Limits and Cell Phone Use

Rural Interstate 70 mph; trucks 65
Urban Interstate 55 mph
Other Limited-Access 60 mph

Important Indiana Contacts

Indiana Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Indiana Website

Indiana Department of Insurance

How to contact directly:

Indiana Dept. of car insurance Consumer Services
311 West Washington Street
Indianapolis, IN 46204-2787
Phone: 1-317-232-2395
Phone Toll Free: 1-800-622-4461
Fax: 1-317-232-525

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