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Cheap Auto Insurance Arkansas


Important Arkansas Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 25,000/50,000 25,000/50,000
Property Damage Liability 25,000 25,000
Uninsured Motorist Bodily Injury Not required 25,000/50,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 100 deductible

Highway Safety Laws

Aggressive Driving No state law
Cell Phones and Texting Laws 18 – 20 years old
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 6 months

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 55 mph
Other Limited-Access 60 mph

Important Arkansas Contacts

Visit the Arkansas Department of Revenue – Motor Vehicle Division for information on obtaining your driver’s license, requirements for ID Cards, and vehicle registration.

Official State Arkansas Website

Arkansas Department of Insurance DO NOT FORGET NO FOLLOW CODE

How to contact directly:

Arkansas Insurance Dept.
Consumer Services Div.
1200 W. Third St.
Little Rock, AR 72201-1904
Phone: 1-501-371-2600
Toll Free: 1-800-282-9134

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