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Cheap Auto Insurance Florida

Important Florida Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability Not required 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury Not required 10,000/20,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 250 deductible

Additional Florida Auto Insurance Laws and Requirements

Aggressive Driving Yes
Cell Phones and Texting Laws Secondary All Driver Ban for Texting
Inc. Penalty for High BAC BAC 0.20
Admin. License Susp. on 1st Offense 6 Months for DUI/12 Months for Refusal

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 65 mph
Other Limited-Access 70 mph

Important Florida Contacts

Florida Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Florida Website

Florida Department of Insurance

How to contact directly:

Florida Office of Insurance Regulation

200 E. Gaines St.

Tallahassee, FL 32399

Phone: 1-850-413-3140

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