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Cheap Auto Insurance Texas

 

Important Texas Auto Insurance Laws and Requirements

Despite higher than average rates, finding cheap Texas car insurance is a realistic possibility. For starters, motorists in Texas are not required to purchase no-fault coverage. Additionally, UM/UIM is also on the list of optional coverage policies which you don’t have to buy unless you want that piece of mind. Liability is of course a requirement, and the minimum requirements are outlined in the table below:

Coverage Requirements Most Common
Liability Bodily Injury 30,000/60,000 30,000/60,000
Liability Property Damage 25,000 25,000
Bodily Injury - Motorist Uninsured Not required 30,000/55,000
Not required Coverage Medical Payments Coverage 2,500
Collision Coverage Not required Coverage 700 Insurance deductible
Comprehensive Not required 500 deductible

 

Choosing the Right Amount of Texas Car Insurance Coverage


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