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Cheap Auto Insurance Idaho


Important Idaho Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 15,000/30,000 100,000/300,000
Property Damage Liability 10,000 50,000
Uninsured Motorist Bodily Injury Not required 100,000/300,000
Personal Injury Protection 15,000/30,000 15,000/30,000
Collision Not required 500 deductible
Comprehensive Not required 0 deductible

Highway Safety Laws

Aggressive Driving No state law
Cell Phones and Texting Laws All-Driver Texting Ban (Primary)
Inc. Penalty for High BAC BAC 0.20
Admin. License Susp. on 1st Offense 90 days

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 65 mph
Other Limited-Access 70 mph

Important Idaho Contacts

Idaho Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Idaho Website

Idaho Department of Insurance How to contact directly:

700 West State St.
P.O. Box 83720
Boise, ID 83720-0043
Phone: 1-208-334-4250
Consumer Affairs: 1-208-236-6411

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