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Cheap Auto Insurance Louisiana

Important Louisiana Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 15,000/30,000 15,000/30,000
Property Damage Liability 25,000 25,000
Uninsured Motorist Bodily Injury Not required 10,000/20,000
Medical Payments Not required 5,000
Collision Not required 500 deductible
Comprehensive Not required 50 deductible

Additional Louisiana Auto Insurance Laws and Requirements

Highway Safety Laws

Aggressive Driving No state law
Cell Phones and Texting Laws Cell Phone: Learner or intermediate license; school bus drivers; novice drivers with licenses younger than 1 year (primary enforcement)
Inc. Penalty for High BAC BAC 0.15 and 0.20
Admin. License Susp. on 1st Offense No state law

Speed Limits and Cell Phone Use

Rural Interstate 75 mph
Urban Interstate 70 mph
Other Limited-Access 70 mph

Important Louisiana Contacts

Official State Louisiana Website

Louisiana Department of Insurance How to contact directly:

700 West State St.
Louisiana Department of Insurance
The Poydras Building
1702 North 3rd St.
Baton Rouge, LA

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