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Cheap Auto Insurance Maine

Important Maine Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 50,000/100,000 100,000/300,000
Property Damage Liability 25,000 50,000
Uninsured Motorist Bodily Injury 50,000/100,000 100,000/300,000
Medical Payments 1,000 5,000
Collision Not required 500 deductible
Comprehensive Not required 100 deductible


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Additional Maine Auto Insurance Laws and Requirements

Highway Safety Laws

Aggressive Driving No state law
Cell Phones and Texting Laws All-driver texting ban
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 90 days

Speed Limits and Cell Phone Use

Rural Interstate 75 mph
Urban Interstate 75 mph
Other Limited-Access 75 mph

Important Maine Contacts

Maine Department of the Secretary of State – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Maine Website

Maine Department of Insurance

How to contact directly:

Department of Professional & Financial Regulation
Maine Bureau of Insurance
No. 34 State House Station
Augusta, ME 04333-0034
Phone: 1-207-624-8475
Toll Free: 1-800-300-5000

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