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Cheap Auto Insurance Maine
Important Maine Auto Insurance Laws and Requirements
| Coverage | Requirements | Most Common |
| Bodily Injury Liability | 50,000/100,000 | 100,000/300,000 |
| Property Damage Liability | 25,000 | 50,000 |
| Uninsured Motorist Bodily Injury | 50,000/100,000 | 100,000/300,000 |
| Medical Payments | 1,000 | 5,000 |
| Collision | Not required | 500 deductible |
| Comprehensive | Not required | 100 deductible |
Additional Maine Auto Insurance Laws and Requirements
Highway Safety Laws
| Aggressive Driving | No state law |
| Cell Phones and Texting Laws | All-driver texting ban |
| Inc. Penalty for High BAC | BAC 0.15 |
| Admin. License Susp. on 1st Offense | 90 days |
Speed Limits and Cell Phone Use
| Rural Interstate | 75 mph |
| Urban Interstate | 75 mph |
| Other Limited-Access | 75 mph |
Important Maine Contacts
Maine Department of the Secretary of State – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.
How to contact directly:
Department of Professional & Financial Regulation
Maine Bureau of Insurance
No. 34 State House Station
Augusta, ME 04333-0034
Phone: 1-207-624-8475
Toll Free: 1-800-300-5000
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