Cheap Car Insurance in Detroit Michigan

Friday, June 01 2018

Car Insurance in Detroit, Michigan

Detroit, Michigan has always been known for decades as the best home of Motown and the birthplace of the "Big 3" in automotive manufacturing. As a city full of life, with a thriving cultural background, Detroit is home to millions of people in the urban and metro areas. If you live in or near the city of Detroit and are in need of car insurance, here are some helpful tips from Cheapcarinsuranceco.com for your search.

Learn about Detroit Statistics

There are many factors that determine the price of car insurance in Detroit. Detroit car insurance varies depending on the provider you choose and certain risk factors. First, let's take a look at general statistics about automobiles in Detroit. The average commute to work for Detroit residents takes 28.4 minutes. Insurance providers will take into account how many miles you travel each day as well as the type of route you take. Do you travel many miles to work? Do you drive on country roads or crowded city streets? These factors can determine the risk involved for your daily commute.

In 2007, Detroit reported 106 auto accidents that resulted in deaths. There were about 282 people and 153 automobiles involved in these crashes. Your provider will take this into consideration as well when determining rates.

Type of Car

The type of car you own will also make a difference. If you're getting ready to buy a new vehicle, avoid sports cars or any vehicle that seems to be popular among car thieves! These types of automobiles will likely cost more on your car insurance.

We are not affiliated with any of the agents listed below

Clark Financial Services & Insurance Agency

2711 E Jefferson Ave Ste 206, Detroit, MI 48207
(313) 259-6600

Tony Massey

15 E Kirby St Ste 112, Detroit, MI 48202
(313) 873-3334

Eric Huffman

3031 W Grand Blvd Ste 568, Detroit, MI 48202
(313) 875-3172

Lewis & Thompson Agency

2617 W Grand Blvd, Detroit, MI 48208
(313) 875-7555

Insurance Max

4228 Livernois Ave, Detroit, MI 48210
(313) 895-3000

Look Insurance Southwest Detroit

6724 Michigan Ave, Detroit, MI 48210
(313) 899-3194

Detroit Insurance Services

7752 W Vernor Hwy, Detroit, MI 48209
(313) 843-2730

L.A. Insurance Agency 72

7946 W Vernor Hwy, Detroit, MI 48209
(313) 849-3333

L.A. Insurance Agency 4

10231 Livernois Ave, Detroit, MI 48204
(313) 933-2111

Nations Insurance Agency

14616 Mack Ave, Detroit, MI 48215
(313) 642-1244

L.A. Insurance Agency 5

13002 Gratiot Ave, Detroit, MI 48205
(313) 521-4400

Insurance Max Agency III

2958 E 7 Mile Rd, Detroit, MI 48234
(313) 893-0000

TTI of Michigan

6501 Greenfield Rd Ste 100, Detroit, MI 48228
(313) 945-1832

Michigan Car Insurance Laws

You should also know the minimum liability requirements for the state of Michigan before buying auto insurance. The state requires $20,000 in Bodily Injury coverage per individual and up to $40,000 per accident. Property Damage of $10,000 and Property Protection up to $1,000,000 are also required. The state follows a No-fault car insurance system, so your insurance provider will have to pay for certain expenses regardless of fault in an accident.

Other Factors

Detroit insurance providers will also consider your age and marital status, how long you've been driving, your driving history, and credit history. If you're a student or under the age of 24, be prepared to pay more for insurance. Hint: Take driver's training and keep your grades up in school to enjoy young driver discounts.

As you search for affordable Detroit car insurance, be sure to check online quote comparisons, which are offered free here at Cheapcarinsuranceco.com. These enable you to compare multiple providers without leaving your desk. You can sign in with one form and find all the information needed to make an educated decision. You can also investigate companies further using online resources to make sure the provider is trustworthy and reliable. It only takes moments but could save you hundreds of dollars on your bill!

L.A. Insurance Agency 128

8800 Greenfield Rd, Detroit, MI 48228
(313) 659-2222

LB Financial Services

16119 W Warren Ave, Detroit, MI 48228
(313) 581-7100

Mohamad S Soboh

16800 W Warren Ave, Detroit, MI 48228
(313) 581-3400

Advasure Insurance Agency

13600 East 8 Mile Road, Detroit, MI 48205
(313) 521-0300

Henry Hampton

15424 Carlisle St, Detroit, MI 48205
(313) 526-5625

Reymac Insurance Group

13030 W 7 Mile Rd, Detroit, MI 48235
(313) 416-6000