Wisconsin drivers in search of the best car insurance can find what they want and need right here. With Cheapcarinsuranceco.com drivers can easily get quotes on the car insurance they need, whether they need the minimum mandatory coverage dictated by state law or a more comprehensive set of benefits. We encourage you to shop around, and when you do we are confident that you will find our rates to be the best in the area.

Wisconsin Car Insurance Requirements

The state of Wisconsin mandates that all drivers carry a minimum of $25,000 worth of bodily injury liability coverage, up to a total of $50,000 in coverage for each accident. The state law also dictates that all drivers purchase property damage liability coverage with a minimum coverage level of $10,000. To the insurance industry this is known as 25/50/10 coverage.

Wisconsin Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $10,000 minimum

In Wisconsin the Tort system is used to assign blame and determine financial responsibility for crashes. This means that the driver who is deemed to have been at fault in the accident, along with his or her insurance company, is responsible for paying the damages associated with that crash. The wording of Tort law varies from state to state, and drivers should use this information when determining how much liability and property damage protection they need.

While state law dictates the minimum amount of coverage drivers must carry, it also allows drivers to purchase additional coverage if they wish. Drivers can, for example, purchase coverage for uninsured and underinsured drivers. This provides protection in the event of an accident with a driver who is either completely uninsured or does not carry enough insurance to pay the costs of your injuries. While not mandated by law, this kind of coverage can be a good deal.

With a quote from Cheapcarinsurance.com, drivers have the option of choosing the minimum required package or additional coverage. Drivers can also use the site to customize their coverage to meet their needs, and they can change your coverage options over time as their circumstances change.