West Virginia residents who need state mandated minimum coverage can find the insurance they need to stay legal right here. With Cheapcarinsuranceco.com those drivers can get the quality coverage they need to stay legal, and they can also get the best prices on additional coverage to provide even more protection. Whether you need minimum coverage or something more, we are here to help you find the coverage you need at a price that will not break your budget.

West Virginia Car Insurance Requirements

The state of West Virginia dictates that all drivers must purchase a minimum of $20,000 worth of bodily injury liability coverage, up to a total of $40,000 per accident. The same state law also dictates that drivers carry at least $10,000 worth of property damage liability coverage. Insurance agents might refer to this as 20/40/10 coverage.

West Virginia Insurance Coverage:

Bodily injury liability: $20,000/$40,000 minimum

Property Damage Liability: $10,000 minimum

In West Virginia the Tort system is used to determine which party is responsible for paying the damages associated with a crash. Under the Tort system the driver who is deemed to have caused the crash is responsible for the damages associated with that crash. Do keep in mind that the wording of Tort law varies from state to state, and drivers should consider those Tort laws when determining how much coverage they need.

While the state of West Virginia dictates a minimum amount of coverage for drivers, those drivers can purchase additional coverage if they wish. Many drivers choose to add inexpensive uninsured and underinsured driver coverage to their policies. With this type of coverage drivers are protected in the event they are in a crash with a driver who has either failed to purchase insurance or does not have sufficient insurance in place to cover injuries and damage.

At Cheapcarinsurance.com you can get an instant quote for the insurance you need to keep you legal. You can also get a quote for any additional coverage you need. But no matter how much or how little coverage you need, we are confident that you will find our prices and our service extremely competitive. We know you have a choice in car insurance, and we are committed to getting you the most coverage for the lowest possible price.