Residents of Virginia are required to purchase car insurance, and we can help you find the coverage you need at a price you can afford. At Cheapcarinsuranceco.com you can get an instant quote on the package of minimum coverage you need to keep you legal. You can also request a quote for more comprehensive coverage, including higher liability and property damage limits and optional coverage for uninsured and underinsured drivers.

Virginia Car Insurance Requirements

The law governing insurance in Virginia states that all drivers must carry at least $25,000 coverage for bodily injury liability, up to a total of $50,000 per accident. The same insurance law also requires that all drivers carry a minimum of $20,000 in property damage liability coverage. In the insurance business this is known as 25/50/20 coverage.

Virginia Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $20,000 minimum

The Tort system is used in Virginia, which means that the driver found to be responsible for the accident is required to pay the damages associated with that crash. It is important to note that the Tort laws vary from state to state, and drivers should check the laws in their own state when determining how much insurance coverage is enough.

Drivers can choose to add additional coverage to the state mandated minimum package. For example, many drivers choose to add coverage for uninsured and underinsured drivers to their policies. This coverage protects drivers in the event of a crash with a driver who either has failed to purchase car insurance at all or who does not have enough coverage to pay for your injuries.

At Cheapcarinsuranceco.com you can request a quote for the state mandated minimum coverage you need. You can also use the site to request a quote on additional coverage you may need. In addition you can use our site to review the coverage you have and make sure it is still adequate for your needs. After all, proper insurance protection is important, no matter how good a driver you are or what kind of car you drive.