Utah residents in search of the best car insurance can find just what they need right here. At Cheapcarinsuranceco.com drivers can get an instant quote on a package of state mandated minimum coverage. Drivers can also get quotes on additional coverage they may need. We encourage our visitors to shop around, because we are confident that we truly do have the best rates and the best coverage packages in town. We encourage you to check us out and see what we can do for you.

Utah Car Insurance Requirements

The state of Utah requires that all drivers buy a minimum of $25,000 worth of bodily injury liability coverage, up to a total of $65,000 coverage per accident. The law requires drivers to carry at least $15,000 in property damage liability coverage as well. This type of insurance is also called 25/65/15 coverage.

Utah Insurance Coverage:

Bodily injury liability: $25,000/$65,000 minimum

Property Damage Liability: $15,000 minimum

The state of Utah uses the Tort system to assess responsibility for accidents. This means that the driver who is deemed to be at fault in the accident, along with his or her insurance carrier, is responsible for paying the damages associated with the crash. The exact Tort laws vary from state to state, and it is a good idea for drivers to consider these laws when determining how much car insurance they need to carry.

In addition to the mandatory minimum level of coverage, drivers can purchase additional coverage to meet their needs. One coverage to consider is uninsured and underinsured motorist. This protects you in the event of a crash with a driver who has either failed to buy insurance at all or failed to buy enough insurance to cover the extent of your injuries.

At Cheapcarinsuranceco.com you can request a quote for the state mandated minimum coverage you need. You can also use our quote system to find a low price for additional coverage that might be appropriate in your situation. But no matter what type of coverage you need, we are confident that you will find we have the lowest prices and the most comprehensive benefits available anywhere.