If you are a resident of Rhode Island who is looking for the best car insurance coverage, you have found the right place. At Cheapcarinsuranceco.com drivers can find the coverage they need to satisfy the state minimum insurance requirements, but they can also find information on extra coverage and additional protections. Our goal is to keep you protected, with low cost minimum coverage and low cost extras as well.

Rhode Island Car Insurance Requirements

The state of Rhode Island has a law that requires all drivers to purchase a minimum of $25,000 worth of bodily injury liability coverage, up to a total of $50,000 per accident. That same Pennsylvania state law also requires that drivers carry at least $25,000 wroth of property damage liability coverage. This type of coverage is known in the industry as 25/50/25.

Rhode Island Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $25,000 minimum

In Rhode Island the Tort system is used, meaning that the driver who is deemed to have caused the accident is responsible, along with his or her car insurance company, for paying for the damages caused by the crash. Keep in mind that the Tort laws vary from state to state, so be sure to check the laws before shopping for car insurance coverage.

In addition to the minimum coverage required by law, drivers can purchase additional insurance. For instance, many drivers choose to buy coverage for uninsured and underinsured motorists. This coverage provides important protections if you are involved in a crash with a driver who does not have sufficient insurance coverage in place.

By visiting Cheapcarinsuranceco.com you can get valuable information to help keep you legal behind the wheel. With our instant quote feature you can see how much the coverage you need will cost you, and you can choose the extras you need to make driving even safer.