If you a Pennsylvania resident in search of the right car insurance, you have come to the right place. At Cheapcarinsuranceco.com you will be able to find the state mandated minimum coverage you need. You can also find information about more comprehensive coverage plans, and you can check the cost of those plans quickly and easily with our instant quote feature. We encourage our customers to shop around, and we are confident that drivers will find the most affordable and effective coverage with us.
Pennsylvania Car Insurance Requirements
The state of Pennsylvania requires all drivers to purchase a minimum of $15,000 worth of bodily injury liability coverage, up to a total of $30,000 per accident. The state of Pennsylvania also requires drivers to carry property damage liability coverage worth at least $5,000. To insurance agents this coverage is referred to as 15/30/5 coverage.
Pennsylvania Insurance Coverage:
Bodily injury liability: $15,000/$30,000 minimum
Property Damage Liability: $5,000 minimum
In Pennsylvania the Tort system is used. This means that the driver who is found to be at fault for an accident is also responsible for paying the damages caused by that accident. It is important to keep in mind that Tort laws vary from state to state, so drivers should check their own laws to determine the optimum level of protection for themselves and their vehicles.
While drivers are required by Pennsylvania state law to carry a set amount of coverage, they are also free to go above and beyond that coverage. Pennsylvania drivers can choose a number of optional protections, including coverage for damages caused by uninsured and underinsured drivers. This coverage protects you in the event the other driver in the crash either does not have insurance, or does not have enough insurance to cover your injuries.
By visiting Cheapcarinsuranceco.com you can find the coverage you need at a price you can afford. Just log on and request a quote for the minimum state coverage. Then experiment with various coverage options until you find the best combination of protection and affordability. We want you to be protected, and we are committed to providing you with the protection you need.
