Drivers in the state of Oregon are required to have car insurance, and it is important for those drivers to shop around for the best coverage. With Cheapcarinsuranceco.com drivers can instantly see just how much the mandatory coverage required by the state will cost. Drivers can also find the cost for various extras and additional coverage, making it easy to shop and compare the cost of both mandatory and optional coverage.

Oregon Car Insurance Requirements

Oregon state law requires that drivers have at least $25,000 worth of bodily injury liability coverage in place, up to a total of $50,000 per accident. That same state law also dictates that drivers carry property damage liability coverage with a minimum level of $10,000. Car insurance agents refer to this type of policy as 25/50/10 coverage.

Oregon Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $10,000 minimum

The state of Oregon follows the Tort system, meaning that if a driver is found to be at fault in a crash, that driver, and his or her insurance company, is responsible for paying the damages associated with the crash. The Tort laws vary from state to state, so it is a good idea to factor those laws into your decision making.

Drivers can purchase coverage over and above what the state requires. For instance, many drivers choose to add coverage for uninsured and underinsured drivers. This coverage protects you in the event of a crash with a driver who either carries no insurance or does not have adequate coverage to pay for any injuries you sustained.

By going to Cheapcarinsuranceco.com drivers can instantly see how much they have to pay for mandated minimum coverage. Drivers can also see how much it costs to raise their liability limits, expand their coverage and purchase additional protection.