Ohio residents in search of state mandated minimum coverage can find what they need at Cheapcarinsuranceco.com. From there you can instantly find out how much that mandatory coverage will cost you, and you can find out how much you can save by changing insurance companies. You can also experiment with several different coverage options to find the best balance of affordability and protection.

Ohio Car Insurance Requirements

The state of Ohio requires that all drivers buy at least $12,500 worth of  bodily injury liability coverage, up to a total of $25,000 per accident. In addition, the law states that drivers are required to purchase a minimum of $7,500 in property damage coverage. This type of policy is known as 12.5/25/7.5 coverage.

Ohio Insurance Coverage:

Bodily injury liability: $12,500/$25,000 minimum

Property Damage Liability: $7,500 minimum

The state of Ohio follows the Tort system. This simply means that the party who is found to have caused the accident will be responsible, along with his or her insurance company, to pay the damages associated with that crash. The Tort laws vary according to state, so it is a good idea to research the laws in your area before shopping for car insurance.

While the state of Ohio mandates that drivers purchase a minimum level of car insurance coverage, those drivers are free to purchase additional coverage above and beyond what the state requires. For instance, drivers can purchase uninsured and underinsured motorist coverage that provides protection if they are in an accident with an uninsured driver, or with one who does not carry sufficient coverage. While not a state requirement, this type of coverage is generally a good idea.

Drivers can go to Cheapcarinsuranceco.com for more information on the coverage they need. Drivers can get an instant quote on the mandatory minimum package, and they can also see the cost of additional coverage and higher liability limits. This makes it easier for drivers to find the coverage they need at a price they  can afford.