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North Carolina Car Insurance
North Carolina residents who need car insurance coverage have come to the right site. At Cheapcarinsuranceco.com drivers can find an instant quote on the state mandated insurance coverage they need to stay legal and safe behind the wheel. Drivers can also find quotes on additional coverage, no matter what kind of car they drive. We are proud of the services we have to offer, and we are here to help you find the coverage you need at a price you can afford.
North Carolina Car Insurance Requirements
North Carolina state law requires that drivers purchase a minimum of $30,000 worth of bodily injury liability coverage, up to a total of $60,000 for each accident. The same law also requires that drivers carry property damage liability coverage of at least $25,000. That kind of coverage is known in the industry as 30/60/25.
North Carolina Insurance Coverage:
Bodily injury liability: $30,000/$60,000 minimum
Property Damage Liability: $25,000 minimum
The state of North Carolina uses the Tort system, which means that drivers who are found to be at fault in an accident are responsible, along with their car insurance companies, for the damages caused by that accident. The Tort laws vary from state to state, so it is important for drivers to consider those laws when shopping for the insurance they need.
In addition to the minimum mandatory insurance required by the state, residents of North Carolina can also purchase additional coverage. Drivers can, for instance, protect themselves from uninsured and underinsured drivers by purchasing additional coverage. Even though the state requires drivers to purchase insurance, not all do, and this type of coverage can protect you in the event of an accident.
You can request a quote from Cheapcarinsuranceco.com on the mandated minimum coverage level for North Carolina. You can also use our instant quote feature to find the cost of additional coverage, including higher liability limits and uninsured motorist coverage. We encourage you to shop around, and we are certain you will find our prices are very competitive.
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