If you are a New York state resident in search of car insurance, you have come to the right place. At Cheapcarinsuranceco.com drivers can find an instant quote on the state mandated minimum coverage they need. Drivers can also find information about additional coverage options, including extended liability options and additional coverage. We know you have a choice with car insurance, and we strive to provide the best service and the best prices anywhere.

New York Car Insurance Requirements

The laws of the state of New York state that drivers must carry at least $25,000 worth of bodily injury liability coverage, up to a total of $50,000 per accident. The same law also requires that drivers carry property damage liability coverage with a minimum level of $10,000. This kind of coverage is known as 25/50/10.

New York Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $10,000 minimum

The state of New York uses a Tort system, meaning that the driver who is found to be at fault is also responsible for the damages associated with that accident. The Tort laws vary from state to state, so it is important to check the laws in your own state and determine the best coverage for your needs.

In addition to the state mandated minimum coverage, drivers can also purchase additional protection. One of the most important additional coverage options is coverage for uninsured and underinsured motorists. This protects you in the event of an accident with a driver who does not have sufficient insurance coverage in place.

With a quote from Cheapcarinsuranceco.com you can find out instantly how much your state mandated minimum coverage will cost you. You can also check the costs of additional coverage, including uninsured motorist coverage and higher liability limits. We are committed to helping you find the best coverage you need at a cost you can afford.