New Mexico residents in search of the right car insurance can log on to Cheapcarinsuranceco.com for the coverage they need. Whether you need the state mandated minimum coverage or something more comprehensive, you will find what you are looking for at our site. We pride ourselves on helping drivers get the coverage they need, and we are confident we can get you the best coverage for the lowest possible price.

New Mexico Car Insurance Requirements

The state of New Mexico dictates that all drivers must carry at least $25,000 worth of bodily injury liability coverage, up to a total of $50,000 per accident. The same state law further requires drivers to purchase property damage liability coverage of at least $10,000. This kind of policy is known in the insurance industry as 25/50/10 coverage.

New Mexico Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $10,000 minimum

New Mexico uses the Tort system, meaning that if you are found to be at fault in an accident you will be responsible, along with your insurance company, for paying the damages associated with that accident. The Tort laws vary from state to state, so it is important to consider those laws when shopping for car insurance.

Drivers in New Mexico are free to purchase additional coverage, over and above what the state requires. One of the most useful types of coverage is coverage for uninsured and underinsured motorists. With this coverage in place you will be protected if you are in an accident with a person who does not have insurance, or who does not have enough insurance to cover the extent of your injuries.

At Cheapcarinsuranceco.com we encourage you to shop around, and we urge you to get an instant quote for the state mandated minimum coverage you need. We also urge you to check our low rates for additional coverage, from uninsured motorist coverage to higher coverage limits. We are confident that you will find our rates to be the lowest around.