Apply today for FREE QUOTES on Car Insurance and lower your costs now!
APPLY BELOW for FREE Car Insurance Quotes and Start Saving!
Missouri Car Insurance
If you live in the state of Missouri and need car insurance, you have found the right place. Whether you need state mandated minimum coverage or something a little more comprehensive, Cheapcarinsuranceco.com can help you find just what you need. We encourage you to shop around for the best price, and we are confident that you will find the best value for your money right here.
Missouri Car Insurance Requirements
The state insurance law in Missouri states that all drivers need to carry a minimum of $25,000 worth of bodily injury liability coverage, up to a total of $50,000 per accident. The law in Missouri also requires that drivers carry at least $10,000 worth of property damage liability coverage. To an insurance agent this is known as 25/50/10 coverage.
Missouri Insurance Coverage:
Bodily injury liability: $25,000/$50,000 minimum
Property Damage Liability: $10,000 minimum
The state of Missouri uses the Tort system, which simply means that if you are found to be at fault in an accident you, and your insurance company, will be responsible for paying the damages caused by that accident. The Tort laws vary from state to state, so it is important to understand the laws and what they mean when shopping for a car insurance policy.
While the state of Missouri dictates a minimum level of coverage for its drivers, those residents are also able to purchase additional coverage on their own. For instance, drivers in Missouri can protect themselves with uninsured and underinsured motorist protection. This coverage provides protection in the event you are hit by a driver who either does not have insurance at all or who does not have enough coverage to pay for the damage and injuries he or she has caused.
Whether you need a quote for the minimum coverage package in your state or a more comprehensive protection plan, you will find what you are looking for right here. At Cheapcarinsurance.com we pride ourselves on providing the best rates and the best service you will find anywhere.