If you are a resident of Minnesota and need car insurance coverage, you have come to the right site. With Cheapcarinsuranceco.com you will be able to get a quote on the state mandated coverage you need to stay legal behind the wheel. If you need additional coverage over and above the state required minimum you can find that information as well. We encourage you to shop around and compare, and we are confident you will return to Cheapcarinsuranceco.com when you are done.

Minnesota Car Insurance Requirements

The state law in Minnesota states that all drivers must have a minimum of $30,000 of bodily injury liability coverage in place, up to a total of $60,000 for each accident. The state law also dictates that drivers must carry property damage liability coverage of at least $10,000. In the insurance industry this is known as 30/60/10 coverage.

Minnesota Insurance Coverage:

Bodily injury liability: $30,000/$60,000 minimum

Property Damage Liability: $10,000 minimum

The state of Minnesota uses the Tort system, which means drivers found to be responsible for causing an accident are responsible, along with their insurance companies, for the costs associated with that accident. The Tort laws vary from state to state, and it is important for drivers to become familiar with the laws in their own states.

While drivers in Minnesota are required to have minimum coverage levels in place, they also have the option to purchase additional coverage to protect themselves and their vehicles. Uninsured and underinsured motorist coverage is one of those options, and it is a good idea for drivers to consider purchasing this type of protection.

With your quote from Cheapcarinsurance.com, you have the option of choosing the minimum coverage package required by the state of Minnesota. You can also choose additional coverage to meet your specific needs. But no matter how much or how little coverage you need, we are confident that we have the best prices and service you will find.