If you are a Louisiana resident looking for the coverage you need, you have found the right source. At Cheapcarinsuranceco.com you can find the state mandated minimum coverage you need to stay behind the wheel and out of trouble. You can also get a quote on additional levels of coverage that can provide you with the peace of mind you need. No matter what type of coverage you need, we invite you to shop around, then come back to our site for the best coverage at the very best price.

Louisiana Car Insurance Requirements

Louisiana state law requires that drivers carry a minimum of $10,000 of bodily injury liability coverage, up to a total of $20,000 per accident. Louisiana law also dictates that all drivers carry property damage liability coverage with at least of $10,000 coverage. This type of coverage is known as 10/20/10 in the industry.

Louisiana Insurance Coverage:

Bodily injury liability: $10,000/$20,000 minimum

Property Damage Liability: $10,000 minimum

The state of Louisiana follows the Tort system, which holds that the party found to be the cause of the accident is responsible, along with that individual’s insurance company, for the damages caused in the accident. The state laws regarding Tort vary, so it is important to take those laws into consideration when shopping for coverage.

In addition to the minimum coverage required by Louisiana state law, drivers can choose to add additional coverage to their policies, including coverage for underinsured and uninsured drivers. This coverage can be important, since not everyone will purchase the coverage they are required by law to have.

No matter what type of coverage you need, we are confident that you will find what you are looking for at Cheapcarinsuranceco.com. We encourage you to shop around, and we are sure you will find the best coverage at the best price with us.