If you are a Kentucky resident in search of the best car insurance deal, you have come to the right place. At Cheapcarinsuranceco.com you can find a quote on the state mandated coverage you need, and we are confident that you will find the very best prices here. You can also request a quote on higher levels of coverage to provide additional protection for yourself, your loved ones and your vehicle. No matter what type of coverage you need, you can be certain that we can help you find the coverage you need for an affordable price.

Kentucky Car Insurance Requirements

The laws of Kentucky mandate that all drivers purchase at least $25,000 in bodily injury liability coverage, up to a minimum of $50,000 for each accident. The same insurance law also dictates that drivers purchase property damage liability coverage with a minimum coverage level of $10,000. This type of insurance policy is often referred to as 25/50/10 coverage.

Kentucky Insurance Coverage:

Bodily injury liability: $25,000/$50,000 minimum

Property Damage Liability: $10,000 minimum

The state of Kentucky follows the Tort system, which provides that the individual found to be at fault in a given accident is responsible, along with his or her insurance company, for the damages caused in that accident. The Tort laws vary from state to state, so it is important for residents of other states to research the subject to determine the best level of coverage for their needs.

Drivers in Kentucky can purchase additional insurance, in addition to the minimum mandated coverage dictated by state law. One additional coverage to consider is protection against uninsured and underinsured motorists. This coverage can be very important, since not ever state resident will be responsible enough to buy the insurance they are supposed to have.

We invite you to shop around, then come back to Cheapcarinsuranceco.com to find the coverage you need for a price you can afford. Whether you need the state mandated coverage required in Kentucky or a more comprehensive set of coverage options, we are confident that you will find what you need at a very reasonable and affordable price.