Idaho drivers in search of the best car insurance have many choices, but we are certain that we can help you find the coverage you need for less. At Cheapcarinsuranceco.com you can choose state mandated minimum coverage, or you can choose to raise your coverage levels to maximize your protection. But no matter what type of coverage you choose, we are confident that we offer the beset price and the best coverage in the industry.

Idaho Car Insurance Requirements

The Idaho state law requires drivers to carry a minimum of $20,000 in bodily injury liability coverage, up to a total of $50,000 per accident. The same Idaho law also requires that  drivers carry property damage liability coverage with at least $15,000 worth of coverage. This type of insurance is known as 20/50/15 coverage.

Idaho Insurance Coverage:

Bodily injury liability: $20,000/$50,000 minimum

Property Damage Liability: $15,000 minimum

The state of Idaho uses the Tort system, which means that the driver found at fault for the accident, along with his or her insurance company, is responsible for paying the damages caused by that accident. The Tort laws vary from state to state, so it is important to take this into consideration when shopping for car insurance.

Drivers in Idaho also have the option to purchase additional underinsured and uninsured driver protection. While this type of coverage is not mandated by law, it is a good idea for drivers to carry this type of protection.

When you get your quote from Cheapcarinsuranceco.com you can be confident that you are getting the very best coverage at a price you can afford. We invite you to get a quote for the minimum coverage you need to stay legal in the state of Idaho. We also invite you to request a quote for higher coverage levels that will give you additional protection.