If you are a Hawaii resident in search of the best deal on car insurance, you have come to the right place. At Cheapcarinsuranceco.com we are here to help you find the coverage you need at a price you will find affordable. Whether you just need the minimum amount of coverage mandated by Hawaii state law or a more comprehensive set of protections, we are here to help you find the coverage you need.

Hawaii Car Insurance Requirements

Hawaii state law requires that all drivers carry a minimum of $20,000 in bodily injury liability coverage, up to a total of $40,000 per incident. The same state law also requires that drivers purchase property damage liability coverage with a minimum coverage level of $10,000. This type of policy is known as 20/40/10 coverage.

Hawaii Insurance Coverage:

Bodily injury liability: $20,000/$40,000 minimum

Property Damage Liability: $10,000 minimum

Hawaii state law follows the Tort system, which holds that the individual found to be at fault in an accident, along with that individual’s insurance company, is responsible for the cost of any damages. Each state has different Tort laws, and it is important for drivers to work with their insurance companies to make sure they are covered.

In addition to the mandated minimum 20/40/10 coverage dictated by Hawaii state law, drivers can also purchase additional optional coverage to protect themselves from underinsured and uninsured drivers. While this coverage is not required by law, it is a good idea for drivers to carry it, since not every driver will be responsible enough to have the insurance he or she needs.

We invite you to get the quote you need at Cheapcarinsuranceco.com. We are here to help you through each step of the car insurance buying process, and we can help you get the coverage you need at a price you can afford. Whether you need state mandated minimum coverage or something more, we are confident we can get you the best price and the best coverage.