If you live in the state of Florida, you have come to the right place. At Cheapcarinsuranceco.com you can shop for state mandated minimum coverage to keep you legal for less, or you can shop for a more comprehensive set of benefits to provide you with additional protection against losses associated with motor vehicle accidents. We are here to help guide you through the insurance buying process, and we are here to stand behind you in the event of a claim.

Florida Car Insurance Requirements

The laws of Florida require drivers to carry a minimum of $10,000 in bodily injury liability coverage, up to a total of $20,000 per accident. The same law additionally requires all drivers to carry property damage liability coverage with a minimum coverage level of $10,000. This type of insurance protection is known in the industry as 10/20/10.

Florida Insurance Coverage:

Bodily injury liability: $10,000/$20,000 minimum

Property Damage Liability: $10,000 minimum

The state of Florida uses a Tort system, meaning that the driver who is found to be at fault in an accident, along with the insurance company, must pay for the damage done to the vehicles and the bodily injuries suffered by the drivers. The Tort law language varies from state to state, so it is important for drivers to make sure they have the protection they need in place.

Drivers in the state of Florida can also purchase optional coverage to protect themselves from injuries and damage inflicted by underinsured and uninsured drivers. While this coverage is not mandated by Florida state law, it is a good idea for drivers to consider such protection.

We invite you to get a quote at Cheapcarinsuranceco.com. When you visit our site you can get a quote for the minimum mandated coverage you need to stay legal in the state of Florida. You can also get a quote on a higher set of coverage limits to provide additional protection for yourself, your family and your vehicles. But no matter which type of coverage you choose, we are confident that you will find the best value with us.